That daughter of mine called me with sadness in her voice. I could tell that something was wrong right away, but I didn't panic, I just listened. She had just learned that one of oldest,dearest friends in the world had just lost his Father. She asked me what to say to him. She said that she didn't want to say what she thought that everyone else was going to say. So, I pondered giving her the right words to speak. I know the loss of a Father. It can be debilitating to say the least. I told her to simply say, "I'm here if you need to talk," and just like that I was reminded of the reality of each of us leaving behind the people we love, and that love us. I made a pledge to myself to be a constant reminder to anyone that is paying attention, to leave behind the best of you every day and protect the people that you love. I pray that we all see our life in the present. Don't ask yourself whether you are going to leave benefits or bills behind. Let your legacy surpass your presence. As a Life Insurance Broker, I am only prepared to be a source of information. You must be the determining factor of what you will leave behind. I am passionate about my chosen career. It called me,and I answered. Please feel free to do the same. 6782338913 #Benefitsorbills.com #benefitsorbills RIP Ralph David Abernathy III